Earn ₹10,000 Every Month as a Homemaker with LIC Bima Sakhi Scheme Yojana

LIC Bima Sakhi Scheme Yojana: In today’s world, where homemakers still want to contribute for their families but remain busy with daily household chores and responsibilities, many are seeking help in this endeavor. The scheme of LIC Bima Sakhi offers a ‘golden opportunity for women, both in rural India and other towns, to draw ₹10,000 or even more per month. This text will guide you through how one can avail of such a scheme by earning from one’s home.

What is the LIC Bima Sakhi Scheme Yojana?

This scheme is a specific initiative by LIC called the LIC Bima Sakhi Scheme, which means empowering rural women to become agents for LIC, and they can sell insurance policies in their areas while earning commissions from each sale made. The idea behind this is to make financial independence possible among women in these rural areas.

Through Bima Sakhi, one not only develops a source of income but also helps connect members of one’s community with access to valuable insurance services. Women are now offered the opportunity to study, expand their knowledge base, and even gain income from the sale of life insurance products, such as the LIC product. The percentage on the sale would be from 25% up to 35% on a policy premium basis.

How to Get Started with the LIC Bima Sakhi Scheme?

Getting started with the LIC Bima Sakhi Scheme is pretty easy. Here are the basic steps you need to follow to start earning:

1. Register as an LIC Agent

To begin, you must register as an LIC agent. This is the first step in your journey to earning ₹10,000 per month. You need to visit the nearest LIC branch and submit the following documents:

• Aadhaar card
• PAN card
• Address proof
• Educational certificates (at least 10th-grade qualification)

Once your registration is complete, you will officially become an LIC agent under the Bima Sakhi Scheme.

2. Training and Support

Online and offline trainings to get you started. There is much hard work put into this training so you can easily be equipped to be able to achieve success. Here, you are taught ways of soliciting clients, selling policies, and managing your sales. You will be trained by experienced LIC officers who continuously support you to succeed.

3. Sell Policies and Earn Commission

Once you have completed your training, you can begin selling LIC policies. The more policies you sell, the higher the commission you earned. Commissions even range from 25 to 35 percent, and this can go up with the number of policies sold. The commission also depends on the kind of policy–life insurance, health insurance, pension plans, etc.

How Can Homemakers Earn ₹10,000 Per Month?

Now let us see how you can earn over ₹10,000 in a month’s time, the LIC Bima Sakhi Scheme, from the given amount. Here are some ways through which you may achieve that:

1. Build a Strong Network in Your Community

Probably, that’s one of the traits that make up a true LIC agent-networking. Approach people to discuss with you-their friends, relatives, neighbors-regarding the need for life insurance. In this way, you are probably educating these people-they are thus going to make it to become clients who will likely buy from you.

As a housewife, you will have better contact with local friends and acquaintances that will make it easier for you to explain the policy to a prospective client. Always be increasing your social network of friends and contacts; you could do it through local events or word of mouth.

2. Sell 2-3 Policies Per Month

So to reach that number of about ₹10,000, you would require at least 2 to 3 policies in a month. The earning from those policies is dependent on how much you charge depending on the policy’s amount. The seller can potentially earn more if they sell policies that produce high premiums. One can earn from ₹1,500 to ₹5,000 on the policy from one effective policy.

You can easily make it to the target of 10,000 through selling a few policies a month. But, the key is consistency. Stay focused and, with time, sales will improve as you become more learned and confident.

3. Leverage the Support of LIC’s Online Tools

There are lots of online tools at the disbursement of the agents in LIC as a time tracker and customer management that help them really in selling and also chasing the potential client. Monitoring your sales through these online portals helps to streamline operations and even chase you to gain any opportunities through which you can earn the amount through sales.

4. Focus on Selling the Right Policies

Choosing the right policy for the client is very important. Know what the target customers in your locality want and suggest the policies that best fit them. For example, one might want to retire soon; he will be interested in LIC’s pension plans. Alternatively, health insurance policies would fit a client who now has concerns on health.

Sales are likely to be more successful if you counsel your clients wisely and help them choose suitable policies.

Why is the LIC Bima Sakhi Scheme a Great Opportunity for Homemakers?

The LIC Bima Sakhi Scheme offers several advantages for homemakers:

1. Work from Home Flexibility:The best thing is working from home. No travel distance and timings of work would depend on self. Manage household chores with business.
2. No Initial Investment: This is an investment-free scheme. All training and supportive helps are given by LIC with no penny to start your business.
3. Financial Independence:This will give the housewives scope to earn and make them financially independent regarding household income. It will give women empowerment, as now they will be able to earn their part of the family income
4. Help Your Community: As a Bima Sakhi, you will not just earn money but also be able to contribute to your society.